free will and destiny
How did your individuality come to be you? How is it you have the talents you have? How is it you are influenced by urges within you? How is it that one person becomes what is a called a great success, and another does not do well in terms of the world? How is it that one can come from a favorable background and not do well, and someone from an unfavorable background with all the odds against him can do exceedingly well?
How much is fate, you ask, how much is karma?
Beloveds, it is not fathomable. You cannot understand what you cannot understand.